Why Should I Remortgage?

	Reduce your monthly repayments
	Raise additional capital for home improvements
	Put a plan in place to pay off your mortgage earlier
	Consolidate all your debts into one manageable monthly payment
	Usually able to get our clients free valuations and free solicitors

Re-Mortgages are for those people who already have a mortgage and they want to change lenders to either potentailly reduce their monthly payments or raise additional capital for a particular purpose.

At Independent Mortgages & Loans we specialise in providing a fully comprehensive remortgage service. We will sit down with you and discuss your requirements and needs, then we will search the whole marketplace for the most suitable deal to meet your current needs and circumstances.

At our the next meeting we will present our recommendations following our research of the remortgage packages that we feel will meet your current needs and circumstance. This wiill include the transfer of your mortgage from your existing lender to your new one, the review of your mortgage protection insurances, which will include your life and critical illness cover, your buildings and contents cover and your accident sickness and unemployment cover, to see if we can save you money in these areas as well.

Also as part of our Remortgage service we will diary in a review meeting that will be scheduled approximatey 3 months before your new deal is due to expire. By doing this we may be able to have a further new deal ready for you at the end of your special rate which means that your monthly payments will hopefully remain lower than they would be if you stayed on lenders variable rates. In some circumstances this does not involve a change of lenders.

As you can see this is a fully comprehensive service that looks after all areas of your mortgage not just now but for the future as well, so if you want to have a company that looks after your best interests in relation to your mortgage contact us now with your details and we will would be delighted to see if we could be of assistance in advising you in this area of your requirements.

Our Independence means we can arrange your mortgage from any company including the following leading providers companies